[et_pb_section fb_built=”1″ custom_padding_last_edited=”off|desktop” admin_label=”Header” _builder_version=”4.7.7″ use_background_color_gradient=”on” background_color_gradient_start=”rgba(27,18,61,0.96)” background_color_gradient_end=”rgba(27,18,61,0.88)” background_color_gradient_direction=”90deg” background_color_gradient_start_position=”40%” background_color_gradient_end_position=”0%” background_color_gradient_overlays_image=”on” background_image=”http:\/\/alternativafinancial.ca\/wp-content\/uploads\/2020\/12\/pr-firm_27.jpg” custom_padding=”6vw||6vw||true|false” custom_padding_tablet=”||||false|false” custom_padding_phone=”||||false|false” filter_hue_rotate=”240deg” locked=”off”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.4.7″ max_width=”1200px” custom_padding=”4%|4%|4%|4%|true|true” border_color_all=”#16252D” border_width_bottom=”8px” border_color_bottom=”#788594″ border_width_left=”8px” border_color_left=”#788594″ locked=”off”][et_pb_column type=”1_2″ _builder_version=”4.4.6″][et_pb_text _builder_version=”4.7.7″ header_font=”Heebo|900||on|||||” header_font_size=”60px” header_letter_spacing=”2px” header_line_height=”1.2em” background_layout=”dark” hover_enabled=”0″ header_font_size_tablet=”40px” header_font_size_phone=”24px” header_font_size_last_edited=”on|phone” locked=”off” sticky_enabled=”0″]<\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.4.6″][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”FAQ Section” _builder_version=”4.7.7″ module_alignment=”right” custom_margin=”||||false|false” custom_padding=”20px||||false|false” locked=”off”][et_pb_row admin_label=”FAQ Area” _builder_version=”3.25″ locked=”off”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Title” _builder_version=”4.7.7″ text_font=”Oregon Ido||||||||” quote_font=”||||||||” header_font=”||||||||” header_2_font=”Oregon Ido|900|||||||” header_2_font_size=”48px” header_2_line_height=”1.4em” custom_margin=”|||-40px” custom_margin_tablet=”” custom_margin_phone=”|||0px” custom_margin_last_edited=”on|phone” custom_padding=”|||30px” animation_style=”fold” animation_direction=”left” animation_intensity_fold=”5%” animation_starting_opacity=”100%” hover_enabled=”0″ header_2_font_size_tablet=”30px” header_2_font_size_phone=”” header_2_font_size_last_edited=”on|tablet” border_color_all=”#0f7e2f” border_width_left=”10px” sticky_enabled=”0″]<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.7.7″ custom_margin=”||||false|false” custom_padding=”||100px||false|false”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_accordion open_toggle_text_color=”#000000″ closed_toggle_text_color=”#000000″ icon_color=”#0f7e2f” _builder_version=”4.7.7″ toggle_font=”Oregon Ido|900|||||||” toggle_font_size=”20px” toggle_letter_spacing=”1px” toggle_line_height=”1.5em” body_font=”Nanum Gothic||||||||” body_font_size=”16px” body_line_height=”1.8em” animation_style=”slide” animation_direction=”bottom” animation_intensity_slide=”5%” hover_enabled=”0″ border_width_all=”0px” border_width_bottom=”3px” sticky_enabled=”0″][et_pb_accordion_item title=”Cela affectera-t-il mon cr\u00e9dit et dois-je passer une v\u00e9rification de cr\u00e9dit?” open=”on” open_toggle_background_color=”rgba(0,0,0,0)” closed_toggle_background_color=”rgba(0,0,0,0)” _builder_version=”4.7.7″ custom_margin=”||0px|” custom_padding=”30px||30px|0px|true” hover_enabled=”0″ sticky_enabled=”0″]Non. La transaction n’affectera pas votre profil de cr\u00e9dit et vous n’avez pas \u00e0 passer une v\u00e9rification de cr\u00e9dit car Alternativa ach\u00e8tera la propri\u00e9t\u00e9. Vous devrez passer une v\u00e9rification de cr\u00e9dit seulement lorsque le terme est termin\u00e9 et que vous \u00eates pr\u00eat \u00e0 transf\u00e9rer la maison \u00e0 votre nom.[\/et_pb_accordion_item][et_pb_accordion_item title=”Ai-je besoin d’un acompte?” open_toggle_background_color=”rgba(0,0,0,0)” closed_toggle_background_color=”rgba(0,0,0,0)” _builder_version=”4.7.7″ custom_margin=”||0px|” custom_padding=”30px||30px|0px|true” hover_enabled=”0″ open=”off” sticky_enabled=”0″]Oui, vous aurez besoin d’un minimum de 10% du prix d’achat de la propri\u00e9t\u00e9 \u00e0 acheter.[\/et_pb_accordion_item][et_pb_accordion_item title=”Quels frais serai-je factur\u00e9?” open_toggle_background_color=”rgba(0,0,0,0)” closed_toggle_background_color=”rgba(0,0,0,0)” _builder_version=”4.7.7″ custom_margin=”||0px|” custom_padding=”30px||30px|0px|true” hover_enabled=”0″ open=”off” sticky_enabled=”0″]Alternativa facture g\u00e9n\u00e9ralement entre 2% et 7% de frais selon la situation.[\/et_pb_accordion_item][et_pb_accordion_item title=”Qui est le propri\u00e9taire de la propri\u00e9t\u00e9?” open_toggle_background_color=”rgba(0,0,0,0)” closed_toggle_background_color=”rgba(0,0,0,0)” _builder_version=”4.7.7″ custom_margin=”||0px|” custom_padding=”30px||30px|0px|true” hover_enabled=”0″ open=”off” sticky_enabled=”0″]Alternativa sera le propri\u00e9taire de la propri\u00e9t\u00e9 et tiendra la maison pour vous.[\/et_pb_accordion_item][et_pb_accordion_item title=”Comment accumuler un acompte suffisant?” open_toggle_background_color=”rgba(0,0,0,0)” closed_toggle_background_color=”rgba(0,0,0,0)” _builder_version=”4.7.7″ custom_margin=”||0px|” custom_padding=”30px||30px|0px|true” hover_enabled=”0″ open=”off” sticky_enabled=”0″]Vos paiements mensuels comprendront un montant qui sera accumul\u00e9 pour votre acompte sur votre achat.[\/et_pb_accordion_item][et_pb_accordion_item title=”Comment d\u00e9terminez-vous le prix de revente?” open_toggle_background_color=”rgba(0,0,0,0)” closed_toggle_background_color=”rgba(0,0,0,0)” _builder_version=”4.7.7″ custom_margin=”||0px|” custom_padding=”30px||30px|0px|true” hover_enabled=”0″ open=”off” sticky_enabled=”0″]Le prix de revente \u00e0 la fin du terme sera d\u00e9termin\u00e9 par Alternativa et vous-m\u00eame au moment de la signature du contrat initial.[\/et_pb_accordion_item][et_pb_accordion_item title=”Quelle sera la dur\u00e9e de mon accord?” open_toggle_background_color=”rgba(0,0,0,0)” closed_toggle_background_color=”rgba(0,0,0,0)” _builder_version=”4.7.7″ custom_margin=”||0px|” custom_padding=”30px||30px|0px|true” hover_enabled=”0″ open=”off” sticky_enabled=”0″]La dur\u00e9e de l’accord sera d\u00e9termin\u00e9e en fonction de vos revenus, de vos ant\u00e9c\u00e9dents de cr\u00e9dit \/ pointage, de vos frais de subsistance, de votre acompte et d’autres crit\u00e8res importants.[\/et_pb_accordion_item][et_pb_accordion_item title=”Qui fera les r\u00e9parations et l’entretien de la propri\u00e9t\u00e9?” open_toggle_background_color=”rgba(0,0,0,0)” closed_toggle_background_color=”rgba(0,0,0,0)” _builder_version=”4.7.7″ custom_margin=”||0px|” custom_padding=”30px||30px|0px|true” hover_enabled=”0″ open=”off” sticky_enabled=”0″]Puisque vous serez les \u00e9ventuels propri\u00e9taires de la propri\u00e9t\u00e9 et que vous y vivrez, vous \u00eates responsable de toutes les r\u00e9parations et de l’entretien actuels et futurs.[\/et_pb_accordion_item][et_pb_accordion_item title=”Puis-je apporter des modifications \u00e0 la propri\u00e9t\u00e9?” open_toggle_background_color=”rgba(0,0,0,0)” closed_toggle_background_color=”rgba(0,0,0,0)” _builder_version=”4.7.7″ custom_margin=”||0px|” custom_padding=”30px||30px|0px|true” hover_enabled=”0″ open=”off” sticky_enabled=”0″]Vous pouvez apporter des modifications \u00e0 la propri\u00e9t\u00e9, mais toutes les modifications doivent \u00eatre approuv\u00e9es par Alternativa. Vous devez demander la modification par \u00e9crit et Alternativa vous fournira une confirmation.[\/et_pb_accordion_item][et_pb_accordion_item title=”Que se passe-t-il si je ne peux pas obtenir de financement d’une institution \u00e0 la fin du trimestre?” open_toggle_background_color=”rgba(0,0,0,0)” closed_toggle_background_color=”rgba(0,0,0,0)” _builder_version=”4.7.7″ custom_margin=”||0px|” custom_padding=”30px||30px|0px|true” hover_enabled=”0″ open=”off” sticky_enabled=”0″]En fonction de l’\u00e9tat de votre dossier au cours du trimestre, un renouvellement annuel peut vous \u00eatre accord\u00e9. Cela vous donnera plus de temps pour am\u00e9liorer tout ce qui est n\u00e9cessaire pour acheter la propri\u00e9t\u00e9.[\/et_pb_accordion_item][et_pb_accordion_item title=”Comment puis-je \u00eatre s\u00fbr que vous me vendrez la maison \u00e0 la fin du trimestre?” open_toggle_background_color=”rgba(0,0,0,0)” closed_toggle_background_color=”rgba(0,0,0,0)” _builder_version=”4.7.7″ custom_margin=”||0px|” custom_padding=”30px||30px|0px|true” hover_enabled=”0″ open=”off” sticky_enabled=”0″]Alternativa est un investisseur \u00e9thique qui suit tous les d\u00e9tails de l’accord et n’a aucun int\u00e9r\u00eat \u00e0 occuper votre propri\u00e9t\u00e9.[\/et_pb_accordion_item][et_pb_accordion_item title=”J’ai re\u00e7u un avis de 60 jours et ma banque ne souhaite pas renouveler mon hypoth\u00e8que. Pouvez-vous m’aider?” open_toggle_background_color=”rgba(0,0,0,0)” closed_toggle_background_color=”rgba(0,0,0,0)” _builder_version=”4.7.7″ custom_margin=”||0px|” custom_padding=”30px||30px|0px|true” hover_enabled=”0″ open=”off” sticky_enabled=”0″]Oui. Alternativa est pr\u00eat \u00e0 aider n’importe qui dans ces situations \u00e0 condition que vous ayez un avantage \u00e0 le faire.[\/et_pb_accordion_item][et_pb_accordion_item title=”Y aura-t-il des co\u00fbts cach\u00e9s dont je ne serai pas au courant?” open_toggle_background_color=”rgba(0,0,0,0)” closed_toggle_background_color=”rgba(0,0,0,0)” _builder_version=”4.7.7″ custom_margin=”||0px|” custom_padding=”30px||30px|0px|true” hover_enabled=”0″ open=”off” sticky_enabled=”0″]Jamais. Tous les frais et co\u00fbts seront clairement indiqu\u00e9s dans l’accord initial. Alternativa vous demande toujours de v\u00e9rifier le contrat avec votre avocat personnel pour vous assurer que tout est compris et accept\u00e9 par vous.[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"
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